Question 1

Do I need travel insurance for international trips?

Accepted Answer

Many countries (including Schengen visa applicants) require minimum medical cover. Even where not mandatory, medical costs abroad can be very high without insurance.

Question 2

Does travel insurance cover trip cancellation?

Accepted Answer

Plans may cover cancellation for specified reasons such as illness or death in the family. Read exclusions — discretionary cancellations are usually not covered.

Question 3

Is domestic travel insurance worth it?

Accepted Answer

Domestic plans can cover flight delays, medical emergencies, and baggage on domestic trips. Useful for expensive itineraries or adventure travel.

Question 4

When should I buy travel insurance?

Accepted Answer

Buy as soon as you book flights or hotels so cancellation benefits apply from an early date. Some benefits start only after the policy is issued.

Question 5

Are pre-existing diseases covered?

Accepted Answer

Standard travel policies often exclude pre-existing conditions unless you buy a plan with explicit PED cover or a waiver. Declare health details honestly.

Travel Insurance Plans in India

Travel Insurance plans

Frequently Asked Questions