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  5. Calculators

Learning Calculators

Free financial calculators for budgeting, investing, tax, and retirement — practice concepts from FinWiz24 learning tracks.

33 calculators available

Personal Finance 101Beginner InvestingTax BasicsRetirement PlanningGlossaryCalculatorsQ&AQuizzes

Tax Calculators

80C Deduction Calculator

Calculate your total Section 80C deductions and find out how much tax you can save. Covers PPF, EPF, ELSS, life insurance, NSC, and more.

Tax Calculators

80D Deduction Calculator

Calculate your health insurance premium deductions under Section 80D. Save up to Rs 1 lakh in taxes by paying medical insurance premiums.

Business Calculators

Break-even Calculator

Calculate your business break-even point — how much revenue you need to cover all costs. Essential for any business to know when profitability starts.

Business Calculators

Business Loan EMI Calculator

Calculate EMI for business loans in India. Estimate monthly repayments for MSME loans, Mudra loans, working capital, and other business financing.

Insurance Calculators

Car Insurance Premium Calculator

Calculate your car insurance premium online for new and renewal. Get the best coverage at the right price for your vehicle in India.

Credit Card Calculators

Credit Card Balance Transfer Calculator

Calculate savings from transferring your credit card debt to a card with lower interest rate. See how much you can save vs paying minimum dues.

Credit Card Calculators

Credit Card Cash Advance Fee Calculator

Calculate the total cost of withdrawing cash from your credit card. Cash advances are expensive — understand the true cost before you borrow.

Credit Card Calculators

Credit Card Interest Calculator

Calculate credit card interest charges on your outstanding balance. Know how much interest you pay when you carry forward a balance.

Credit Card Calculators

Credit Card Reward Calculator

Calculate the real value of your credit card reward points. Compare reward rate vs cashback and find out if your card is actually worth it.

Retirement Calculators

Early Retirement Calculator

Calculate if you can afford to retire early — FIRE calculation for India. See how much you need to save and what lifestyle changes are needed.

Misc Calculators

EMI Compare Calculator

Compare EMIs across different loan amounts, interest rates, and tenures side-by-side. Make data-driven decisions when choosing between multiple loan offers.

Banking Calculators

FD Maturity Calculator

Calculate Fixed Deposit maturity value for Indian banks. Compare returns across different tenures and interest rates including senior citizen rates.

Savings Calculators

Goal-Based Savings Calculator

Calculate how much to save monthly to reach your financial goals — a car, home, vacation, or your child education. Plan your future today.

Business Calculators

GST Return Calculator

Calculate GST liability for your business — GSTR-3B monthly return. Know your output GST, input tax credit, and net payable GST.

Tax Calculators

HRA Exemption Calculator

Calculate your House Rent Allowance (HRA) tax exemption available under Section 10(13A). Know how much HRA is tax-free and how much is taxable.

Insurance Calculators

Insurance Claim Calculator

Understand how much your insurance claim will pay out after deductibles, depreciation, and policy limits. Get clarity on your actual claim amount.

Insurance Calculators

Life Cover Calculator

Calculate how much life insurance coverage you need to protect your family financial future. Human life value approach — income replacement made simple.

Misc Calculators

Loan Affordability Calculator

Calculate how much loan you can afford based on your income and existing obligations. Know your eligibility before applying for any loan.

Investment Calculators

Lump Sum Calculator

Calculate the future value of a one-time investment over a specific period. See how a single lump sum grows with compound interest over time.

Savings Calculators

Monthly Savings Target Calculator

Calculate how much you need to save monthly to build wealth over time. See the power of consistent saving combined with investment returns.

Investment Calculators

NPF (NPS) Calculator

Calculate your National Pension System (NPS) corpus at maturity. Estimate how much pension you will receive monthly based on your contributions.

Retirement Calculators

NPS Corpus Calculator

Calculate your NPS (National Pension System) corpus at retirement. Estimate your monthly pension based on your contributions and annuity choices.

Retirement Calculators

Pension Calculator

Calculate your estimated monthly pension from various pension schemes including government, EPS, and private pension plans. Plan your retirement income.

Business Calculators

Profit Margin Calculator

Calculate gross, operating, and net profit margins for your business. Know exactly what percentage of revenue becomes profit at each level.

Banking Calculators

RD Maturity Calculator

Calculate Recurring Deposit maturity amount in India. See how small monthly deposits grow into a significant sum over time with compounding interest.

Misc Calculators

Real Return Calculator

Calculate your real return on investment after inflation. Know your actual purchasing power gain, not just the nominal percentage.

Savings Calculators

Recurring Deposit vs FD Calculator

Compare returns between a Recurring Deposit and a Fixed Deposit of the same amount over the same tenure. See which option gives better returns.

Retirement Calculators

Retirement Age Calculator

Find out when you can realistically retire based on your current savings, expenses, and target lifestyle. See if you can retire early or need to work longer.

Retirement Calculators

Retirement Corpus Calculator

Calculate how much retirement corpus you need to maintain your lifestyle. Factor in inflation, life expectancy, and post-retirement returns.

Savings Calculators

Savings Account Interest Calculator

Calculate the interest earned on your savings account balance. Most Indian savings accounts earn 2.5 to 4% p.a. — know exactly what your money earns.

Insurance Calculators

Term Life Insurance Premium Calculator

Estimate your term life insurance premium instantly. Get affordable coverage for your family in case of the unexpected.

Misc Calculators

Time to Double Money Calculator

Calculate how quickly your investments double — the Rule of 72 made precise. See how long it takes at different rates of return.

Business Calculators

Working Capital Calculator

Calculate your business working capital requirements. Know how much cash flow you need to fund day-to-day operations and avoid a cash crunch.