PPF & NPS
Annuity Calculator
Estimate monthly annuity payments from a retirement corpus under different annuity options.
Formula
PMT = PV × r / (1 - (1+r)^-n)
PV = Present Value, r = Annual rate, n = Years
Results
Enter values above to see results
PMT = PV × r / (1 - (1+r)^-n)
Annuity calculators determine how much you need to invest today to receive a fixed monthly income for life or a set period. The rate of return and your life expectancy determine the required corpus.
An annuity of ₹50,00,000 invested at 8% p.a. for 20 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Monthly Payout
₹41,822.00
Total Payout
₹1,00,37,280.00
- 1Enter the corpus amount you have available to purchase an annuity.
- 2Input the interest rate offered by the insurance company or pension fund.
- 3Select the annuity tenure (life-long or fixed period with return of corpus).
- 4Higher age at purchase means higher monthly payout but smaller corpus needed.
- 5Opt for annuity with return of corpus option if you want to leave something behind.
PPF & NPS
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