PPF & NPS
Provident Fund Calculator
Estimate your EPF balance at retirement based on contribution and expected interest.
Formula
Corpus = (Employee + Employer) contributions × annuity factor
Basic Salary, Employee %, Employer %, Rate %, Years
Results
Enter values above to see results
Corpus = (Employee + Employer) contributions × annuity factor
EPF (Employee Provident Fund) corpus is built from employee contribution (12% of basic), employer contribution (12%, with 8.33% to EPS), and interest at 8.25% p.a. (revised quarterly). The EPS pension depends on the capped salary and service period.
Basic salary ₹40,000 with 12% employee + 12% employer contribution at 8.25% for 30 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Total Corpus
₹1,20,00,000.00
Employee Contributed
₹17,28,000.00
Employer Contributed
₹17,28,000.00
- 1Enter your basic salary and dearness allowance (DA) as per your appointment letter.
- 2Your employee contribution is 12% of basic + DA (this goes to your EPF).
- 3Employer also contributes 12%; 8.33% goes to EPS (pension scheme) up to ₹15,000.
- 4The current EPF interest rate is 8.25% p.a. (revised by EPFO annually).
- 5Your EPF corpus at retirement depends on your contribution and interest accumulated.
PPF & NPS
Annuity Calculator
Estimate monthly annuity payments from a retirement corpus under different annuity options.
PPF & NPS
NPS Calculator
Estimate your NPS pension corpus and monthly annuity based on contributions and returns.
PPF & NPS
Senior Citizen Savings Calculator
Calculate returns on Senior Citizen Savings Scheme deposits with quarterly interest payouts.
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