PPF & NPS
NPS Calculator
Estimate your NPS pension corpus and monthly annuity based on contributions and returns.
Formula
Corpus = P × ((1+r)^n - 1) / r × (1+r)
P = Monthly contribution, r = Annual return rate, n = Months
Results
Enter values above to see results
Corpus = P × ((1+r)^n - 1) / r × (1+r)
NPS (National Pension System) calculates your retirement corpus based on monthly contributions, an assumed return rate (usually 8-10%), and the annuity purchase at retirement. The final corpus depends on how much of the accumulated wealth is used to buy an annuity.
NPS contribution of ₹10,000 per month at 10% return for 40 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Estimated Corpus
₹10,57,25,600.00
Total Investment
₹48,00,000.00
Interest Earned
₹10,09,25,600.00
- 1Enter your current monthly contribution to NPS (minimum ₹500 per month).
- 2Input your expected annual return on NPS investments (typically 8-10%).
- 3Select your retirement age (maximum 75 years, most retire between 60-65).
- 4At least 40% of the corpus must be used to purchase an annuity at retirement.
- 5The remaining 60% can be withdrawn as tax-free lump sum.
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