Investment
FD Calculator
Calculate fixed deposit maturity amount with cumulative and non-cumulative interest options.
Formula
Maturity = P + (P × r × t)
P = Principal, r = Annual rate, t = Years
Results
Enter values above to see results
Maturity = P + (P × r × t)
Fixed Deposit interest is calculated using simple interest for deposits below ₹2 crore. Banks compound interest quarterly in India. Senior citizens get 0.5% extra interest. TDS is deducted if annual interest exceeds ₹40,000 (₹50,000 for senior citizens).
An FD of ₹10,00,000 at 7.25% p.a. for 5 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Maturity Amount
₹14,20,000.00
Interest Earned
₹4,20,000.00
- 1Enter the FD principal amount you plan to deposit.
- 2Input the fixed deposit interest rate offered (compare across banks).
- 3Select the FD tenure (7 days to 10 years; longer tenures often get better rates).
- 4Senior citizens get 0.5% extra interest (verify bank-specific terms).
- 5Check if you want quarterly or monthly interest payout option.
Investment
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Calculate PPF maturity amount and interest earned based on contribution and tenure.
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Estimate the maturity value of your recurring deposit based on monthly contributions.
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