Investment
RD Calculator
Estimate the maturity value of your recurring deposit based on monthly contributions.
Formula
FV = P × ((1+r)^n - 1) / r
P = Monthly deposit, r = Annual rate, n = Months
Results
Enter values above to see results
FV = P × ((1+r)^n - 1) / r
Recurring Deposit instalments are deposited monthly but interest compounds quarterly. The RD calculator applies the compound interest formula to your monthly contributions, giving the maturity value including all interest earned.
A recurring deposit of ₹10,000 per month at 7% p.a. for 3 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Maturity Amount
₹3,94,640.00
Total Investment
₹3,60,000.00
Interest Earned
₹34,640.00
- 1Enter the monthly RD instalment amount you plan to save.
- 2Input the recurring deposit interest rate (usually same as FD rates).
- 3Select the RD tenure from 6 months to 10 years.
- 4The interest is compounded quarterly though you deposit monthly.
- 5Premature withdrawal attracts penalty; plan your tenure accordingly.
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