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Investment

PPF Calculator

Calculate PPF maturity amount and interest earned based on contribution and tenure.

PPF Calculator — Calculate PPF maturity amount and interest earned based on contribution and tenure. Use FinWiz24's free ppf calculator for accurate results.

Formula

FV = P × ((1+r)^n - 1) / r

P = Annual contribution, r = Annual rate, n = Years

Results

Enter values above to see results

Formula

FV = P × ((1+r)^n - 1) / r

PPF follows the Public Provident Fund Act with interest compounded annually. The current rate is 7.9% p.a. (set quarterly by the Government). Contributions qualify for Section 80C tax deduction, and the maturity amount and interest are completely tax-free.

Example

PPF contribution of ₹1,50,000 per year at 7.9% p.a. for 15 years

Input Values

Annual Contribution (₹)₹1,50,000.00
PPF Rate (% p.a.)7.9%
Tenure (years)15 years

Calculation

Applying the formula with the input values above:

Results

Maturity Value

₹40,00,000.00

Total Investment

₹22,50,000.00

Interest Earned

₹17,50,000.00

How to Use This Calculator
  1. 1Enter your annual PPF contribution (minimum ₹500, maximum ₹1.5 lakh per year).
  2. 2The current PPF interest rate is 7.9% p.a. (revised quarterly by Government).
  3. 3Select your investment tenure (minimum 15 years, extendable in 5-year blocks).
  4. 4Remember that PPF has a lock-in of 15 years; early withdrawal is restricted.
  5. 5Claim Section 80C tax deduction on your PPF contributions up to ₹1.5 lakh.
Frequently Asked Questions