Investment
PPF Calculator
Calculate PPF maturity amount and interest earned based on contribution and tenure.
Formula
FV = P × ((1+r)^n - 1) / r
P = Annual contribution, r = Annual rate, n = Years
Results
Enter values above to see results
FV = P × ((1+r)^n - 1) / r
PPF follows the Public Provident Fund Act with interest compounded annually. The current rate is 7.9% p.a. (set quarterly by the Government). Contributions qualify for Section 80C tax deduction, and the maturity amount and interest are completely tax-free.
PPF contribution of ₹1,50,000 per year at 7.9% p.a. for 15 years
Input Values
Calculation
Applying the formula with the input values above:
Results
Maturity Value
₹40,00,000.00
Total Investment
₹22,50,000.00
Interest Earned
₹17,50,000.00
- 1Enter your annual PPF contribution (minimum ₹500, maximum ₹1.5 lakh per year).
- 2The current PPF interest rate is 7.9% p.a. (revised quarterly by Government).
- 3Select your investment tenure (minimum 15 years, extendable in 5-year blocks).
- 4Remember that PPF has a lock-in of 15 years; early withdrawal is restricted.
- 5Claim Section 80C tax deduction on your PPF contributions up to ₹1.5 lakh.
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