Loans
Compare personal loans, home loans, car loans, and more — find the best interest rates and apply online.
Axis Bank Personal Loan
Axis Bank
Axis Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.5% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 60 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Axis Bank Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹25,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Axis Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 24-48 hours after document verification, and funds are disbursed to your account upon approval. *Source: Axis Bank official website, updated May 2026.*
Bank of Baroda Personal Loan
Bank Of Baroda
Bank Of Baroda Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.5% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 84 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Bank Of Baroda Personal Loan, you must be an Indian citizen aged between 21 and 60 years with a regular income. Salaried individuals with a minimum monthly income of ₹20,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Bank Of Baroda, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 3-7 working days, and funds are disbursed to your account upon approval. *Source: Bank Of Baroda official website, updated May 2026.*
Canara Bank Personal Loan
Canara Bank
Canara Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.7% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Canara Bank Personal Loan, you must be an Indian citizen aged between 21 and 60 years with a regular income. Salaried individuals with a minimum monthly income of ₹18,000/month net income are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Canara Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 5-7 working days, and funds are disbursed to your account upon approval. *Source: Canara Bank official website, updated May 2026.*
HDFC Personal Loan
Hdfc Bank
Hdfc Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.5% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Hdfc Bank Personal Loan, you must be an Indian citizen aged between 21 and 65 years with a regular income. Salaried individuals with a minimum monthly income of ₹25,000 are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Hdfc Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 24-72 hours after document verification, and funds are disbursed to your account upon approval. *Source: Hdfc Bank official website, updated May 2026.*
ICICI Bank Personal Loan
Icici Bank
Icici Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.5% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Icici Bank Personal Loan, you must be an Indian citizen aged between 23 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹30,000/month for salaried; ₹40,000/month for self-employed are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Icici Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 24-48 hours for existing customers, and funds are disbursed to your account upon approval. *Source: Icici Bank official website, updated May 2026.*
Kotak Mahindra Personal Loan
Kotak Mahindra Bank
Kotak Mahindra Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.99% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Kotak Mahindra Bank Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹25,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Kotak Mahindra Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 48-72 hours after approval, and funds are disbursed to your account upon approval. *Source: Kotak Mahindra Bank official website, updated May 2026.*
PNB Personal Loan
Punjab National Bank
Punjab National Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.7% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Punjab National Bank Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹18,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Punjab National Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 5-10 working days, and funds are disbursed to your account upon approval. *Source: Punjab National Bank official website, updated May 2026.*
SBI Personal Loan
Sbi
Sbi Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.3% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Sbi Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹15,000/month net income are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Sbi, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 3-5 working days after document verification, and funds are disbursed to your account upon approval. *Source: Sbi official website, updated May 2026.*