How to claim HRA exemption when living in a rented flat with my parents?

HRA exemption requires actual payment of rent, which must be backed by a genuine rental agreement and rent receipts. If your parents own the flat, you cannot claim HRA exemption against rent paid to them as it would be considered self-occupied property. You can only claim HRA if you pay rent to a landlord who is not a family member or not the owner of the property you occupy.

HRA exemption requires actual payment of rent, which must be backed by a genuine rental agreement and rent receipts. If your parents own the flat, you cannot claim HRA exemption against rent paid to them as it would be considered self-occupied property. You can only claim HRA if you pay rent to a landlord who is not a family member or not the owner of the property you occupy.

HRA exemption requires actual payment of rent, which must be backed by a genuine rental agreement and rent receipts. If your parents own the flat, you cannot claim HRA exemption against rent paid to them as it would be considered self-occupied property. You can only claim HRA if you pay rent to a landlord who is not a family member or not the owner of the property you occupy.

Even if you had a valid rental arrangement, Section 10(13A) allows HRA exemption only when the employee pays rent for accommodation occupied by them. Since your parents own the flat, it is treated as self-occupied under Section 23, and no HRA exemption is permissible.

Even if you had a valid rental arrangement, Section 10(13A) allows HRA exemption only when the employee pays rent for accommodation occupied by them. Since your parents own the flat, it is treated as self-occupied under Section 23, and no HRA exemption is permissible.

Even if you had a valid rental arrangement, Section 10(13A) allows HRA exemption only when the employee pays rent for accommodation occupied by them. Since your parents own the flat, it is treated as self-occupied under Section 23, and no HRA exemption is permissible.