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What is the maximum limit for UPI transactions in 2026?

Asked 2 Apr 2026·356 views
I want to know the current UPI transaction limits for regular users and KYC-verified accounts. What is the maximum per transaction limit? Is there a daily or monthly limit? Also, what are the limits for specific categories like securities, bill payments, and P2P transfers?
Asked by Anita Desai

6 Answers

31
✓ Accepted Answer
For KYC-verified UPI accounts: Per transaction limit is Rs 1 lakh. For P2P transfers, there is no daily limit but individual transactions cannot exceed Rs 1 lakh. For bill payments and recharges, the limit is Rs 10,000 per transaction. For securities and mutual fund purchases via UPI, the limit is Rs 5 lakh per transaction.
Answered by Vikram Mehta · 24 Feb 2026
31
✓ Accepted Answer
For KYC-verified UPI accounts: Per transaction limit is Rs 1 lakh. For P2P transfers, there is no daily limit but individual transactions cannot exceed Rs 1 lakh. For bill payments and recharges, the limit is Rs 10,000 per transaction. For securities and mutual fund purchases via UPI, the limit is Rs 5 lakh per transaction.
Answered by Vikram Mehta · 27 Mar 2026
31
✓ Accepted Answer
For KYC-verified UPI accounts: Per transaction limit is Rs 1 lakh. For P2P transfers, there is no daily limit but individual transactions cannot exceed Rs 1 lakh. For bill payments and recharges, the limit is Rs 10,000 per transaction. For securities and mutual fund purchases via UPI, the limit is Rs 5 lakh per transaction.
Answered by Vikram Mehta · 8 Apr 2026
12
For minimum KYC (Basic) UPI accounts, the per transaction limit is Rs 10,000 and monthly limit is Rs 20,000. You can increase limits by completing full KYC verification through your bank or UPI app.
Answered by Sunita Rao · 8 Mar 2026
12
For minimum KYC (Basic) UPI accounts, the per transaction limit is Rs 10,000 and monthly limit is Rs 20,000. You can increase limits by completing full KYC verification through your bank or UPI app.
Answered by Sunita Rao · 17 Mar 2026
12
For minimum KYC (Basic) UPI accounts, the per transaction limit is Rs 10,000 and monthly limit is Rs 20,000. You can increase limits by completing full KYC verification through your bank or UPI app.
Answered by Sunita Rao · 7d ago

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