Banking
One destination for every personal-banking product a household in India needs — credit cards, personal and home loans, savings and current accounts, IFSC lookup, and the FinWiz24 bank archive. Every comparison is sourced from RBI filings, public lender disclosures and the IFSC database, and re-verified monthly by our editorial team.
Personal, home, car, business, education and gold loans — interest rates, EMI calculators and lender eligibility in one place.
Compare loans →High-interest, zero-balance, senior citizen and salary savings accounts from PSU, private and small finance banks.
Compare savings accounts →Multi-city, premium, MSME and startup current accounts with overdraft, RTGS/NEFT and digital banking features.
Compare current accounts →Search any Indian IFSC code for bank, branch, address, MICR and contact — backed by the RBI IFSC database.
Search IFSC →Find banks and branches operating in major Indian cities — Mumbai, Bengaluru, Delhi, Chennai, Hyderabad and more.
Find banks in a city →Banking
A current account is essential for businesses — it has no interest earnings but offers unlimited transactions, overdraft facilities, and cheque book access. This guide covers how to open a current account for a sole proprietorship, partnership, LLP, or private limited company.
Banking
KYC (Know Your Customer) is mandatory for all bank accounts in India. This guide covers the complete KYC process — from Aadhaar eKYC to in-person verification — including what documents are required, how to update KYC details, and what happens if your KYC is not updated.
Banking
Net banking gives you 24/7 access to your bank account from any browser. This guide explains how to register for internet banking with HDFC, SBI, ICICI, Axis, and other major banks — including what to do if you are locked out of an existing account.
Banking
UPI (Unified Payments Interface) powers over 10 billion transactions monthly in India. This guide covers everything from setting up UPI for the first time on Google Pay, PhonePe, or Paytm, to creating your first UPI ID and sending and receiving money.
Sourcing
Every product detail is sourced from RBI filings, lender rate cards, and the IFSC database — not third-party feeds.
Verification
Rates, fees and eligibility are re-verified monthly and on every RBI policy change. Last review: 3 June 2026.
Editorial
Written and reviewed by the FinWiz24 editorial team. Banking copy is human-reviewed before publication under our YMYL policy.
RBI disclaimer: FinWiz24 is a comparison and information platform. We do not accept deposits, disburse loans, or issue cards. Apply directly with the bank or through a lender authorised by the Reserve Bank of India. Always confirm the final rate, fee and terms in the product agreement before signing.