Government Schemes
One verified hub for the central financial-inclusion, crop-insurance, MSME-credit, and rooftop-solar schemes that matter to Indian households and small businesses. Every page cites the original PIB release, the MyScheme record, and the relevant ministry portal, and is re-checked monthly by the FinWiz24 editorial team.
Pradhan Mantri Jan-Dhan Yojana brings unbanked households into the formal financial system with zero-balance accounts, RuPay cards, and linked insurance where applicable.
Ministry of Agriculture & Farmers Welfare, Government of India
Pradhan Mantri Fasal Bima Yojana provides affordable crop insurance to farmers against natural calamities, pests, and diseases. Learn enrolment, premium sharing, and claim process.
Read the PM Fasal Bima Yojana (PMFBY) guide →Ministry of Micro, Small and Medium Enterprises, Government of India
Central schemes such as Mudra, Stand-Up India, and CGTMSE-backed credit—eligibility, collateral-free limits, and how to apply through banks and NBFCs.
Read the Government MSME Loan Schemes guide →Ministry of New and Renewable Energy, Government of India
PM Surya Ghar: Muft Bijli Yojana targets 1 crore households with free rooftop solar electricity. The government subsidises 60% of system cost for up to 2 kW and 40% for 2–3 kW — saving households up to ₹15,000–18,000 per year on electricity bills through net metering.
Read the PM Surya Ghar: Muft Bijli Yojana guide →Personal Finance
The most common retirement planning question is how much is enough. This guide uses the realistic cost-of-living approach to calculate your retirement corpus — accounting for inflation, healthcare costs, and your expected lifestyle — so you know exactly what you need to save.
Personal Finance
Your net worth — assets minus liabilities — is the single most important number in personal finance. It tells you where you stand financially and whether you are making progress. This guide shows you exactly how to calculate it, track it, and use it to set financial goals.
Personal Finance
Your CIBIL score affects whether you get loans, the interest rate you pay, and even your job applications in some cases. This guide covers exactly how credit scores work, what activities hurt your score, and a step-by-step plan to improve from poor (650) to excellent (800+).
Personal Finance
At 30, you are likely earning more than ever before but also facing new financial responsibilities. This guide covers the specific financial milestones you should have hit by 30 — from emergency funds to insurance to investments — and what to prioritize next.
Primary sources
Every scheme page cites the PIB release, the MyScheme record, and the concerned ministry portal — not third-party aggregators.
Verification
Eligibility, benefits, and document lists are re-verified monthly and on every major government revision. Last review: 3 June 2026.
Editorial
Written and reviewed by the FinWiz24 editorial team. Government-scheme copy is human-reviewed under our YMYL policy before publication.
Disclaimer: FinWiz24 is an independent financial-information platform. We are not authorised to enrol, approve, or disburse any government benefit. Apply directly on the official ministry, bank, or MyScheme portal linked from each scheme page. For grievances, use the bank Nodal Officer or the CPGRAMS portal at pgportal.gov.in.
Step-by-step eligibility, document, and application guides for major central schemes.
Ask and browse questions on PM Jan-Dhan, Fasal Bima, MUDRA, and PM Surya Ghar.
Project long-term wealth from a Jan-Dhan-linked SIP or a small savings surplus.