SEBI · AMFI · PFRDA · RBI · Ministry of Finance
Compare SEBI-regulated investment products in India — mutual funds, stocks & Demat, fixed income & bonds, PPF/SSY, and gold (SGB, ETF, physical). SIP calculators, FAQs, and PFRDA / RBI / MoF citations.
FinWiz24's investment pillar consolidates every SEBI-regulated product (mutual funds, exchange-traded funds, equities, corporate and government bonds), Ministry of Finance small-savings instruments (PPF, SSY, SGBs), and physical-asset references (gold) into one editorial hub. Every expense ratio, indicative rate, tax rule, and product limit is sourced from the Securities and Exchange Board of India (SEBI) Act, 1992, the SEBI (Mutual Funds) Regulations, 1996, RBI's deposit master directions, the PFRDA Act, 2013, the Income-tax Act, 1961 (Sections 10, 54F, 80C, 80CCD, 112A, 115T), and the Government Savings Promotion Act, 2018. Use the hubs below to dive into each product class and the calculators, articles, guides, and community Q&A attached to it.
FinWiz24 investment pages are written against the Securities and Exchange Board of India (SEBI) Act, 1992, the SEBI (Mutual Funds) Regulations, 1996, SEBI (Stock Brokers) Regulations, 1992, RBI's Master Directions on interest rates on deposits, the Pension Fund Regulatory and Development Authority Act, 2013, the Public Provident Fund Act, 1968, the Government Savings Promotion Act, 2018 (for SSY and SGBs), and the Income-tax Act, 1961 (Sections 10, 54F, 80C, 80CCD, 112A, 115T). Our editorial team re-verifies expense ratios, indicative PPF and SSY rates, SGB interest and tenor, FD TDS thresholds, and cost-of-capital figures whenever a SEBI circular, RBI directive, Ministry of Finance notification, or Finance Act is published. Calculator results are estimates only — always cross-check with the latest SEBI / AMFI portal, the PFRDA / NPS Trust portal, your bank's latest rate card, and your tax advisor before investing.
SEBI disclaimer: FinWiz24 is an independent information and comparison platform. We are not a SEBI-registered stock broker, mutual fund distributor, investment adviser, or research analyst. Mutual fund investments are subject to market risks; read all scheme-related documents carefully before investing. Always verify expense ratios, indicative yields, and tax treatment on the SEBI, AMFI, RBI, PFRDA, and Income-tax portals, and consult a SEBI-registered investment adviser before committing capital.
FinWiz24 Editorial Team. Last reviewed 3 June 2026. Verify primary sources at sebi.gov.in, amfiindia.com, and incometax.gov.in.
Bank FDs, RBI Floating Rate Savings Bonds, government securities, corporate bonds, and DICGC insurance cover.
Open Fixed Income & Bonds hub →Public Provident Fund and Sukanya Samriddhi Yojana — EEE tax treatment, current rate, contribution limits, and lock-in.
Open PPF & SSY hub →Physical gold, Gold ETFs, and Sovereign Gold Bonds — making charges, 2.5% SGB interest, and capital-gains tax treatment.
Open Gold hub →PFRDA-regulated National Pension System with extra ₹50,000 deduction under Section 80CCD(1B).
Open NPS (retirement) hub →Investments
Before investing a single rupee, you need to know your risk profile — conservative, moderate, or aggressive. This guide walks you through a self-assessment framework, explains why your emotional risk tolerance matters more than your financial capacity, and how to match investments to your risk profile.
Investments
Your first stock trade can be made in under 5 minutes once your Demat account is ready. This guide walks you through placing your first buy order on NSE, understanding order types, what T+2 settlement means, and how to build a watchlist of stocks to watch before buying.
Investments
A Demat account holds your shares and securities in electronic form — it is required to buy and sell stocks on Indian stock exchanges. This guide explains how to open a Demat account with Zerodha, Groww, HDFC, or ICICI, the documents needed, and what happens after account opening.
Investments
With over 1,000 mutual fund schemes in India, picking the right one can be overwhelming. This guide breaks down how to evaluate a mutual fund — from expense ratio to fund manager track record to risk-adjusted returns — so you can make an informed decision.
You don't need ₹1 crore to build a diversified portfolio. Learn how to allocate investments wisely starting with as little as ₹5,000/month.
From FDs to equity mutual funds, explore the 10 best investment options in India. Learn which instruments suit conservative, moderate, and aggressive investors.
Your risk profile determines which investments suit you. Learn the 5 risk types, how to assess yours, and match investments to your comfort level.
SIP or lump sum — which gives better returns? Learn the advantages and disadvantages of both strategies and when to use each one in India.
Primary sources
Every rule, expense ratio, and rate is sourced from SEBI / AMFI disclosures, RBI master directions, PFRDA and NPS Trust notices, and the Ministry of Finance — never third-party blogs.
Verification
Expense ratios, PPF and SSY indicative rates, SGB tenor and interest, FD TDS thresholds, and Section 80C / 80CCD / 112A limits are re-verified quarterly and on every SEBI / RBI / PFRDA / MoF update. Last review: 3 June 2026.
Editorial
YMYL-gated. Every investment article is human-reviewed before publication under FinWiz24's editorial policy. We do not publish unverified AI-only content.