Compare personal loans, home loans, car loans, and more — find the best interest rates and apply online.
Kotak Mahindra Bank
Kotak Mahindra Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.99% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Kotak Mahindra Bank Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹25,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Kotak Mahindra Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 48-72 hours after approval, and funds are disbursed to your account upon approval. *Source: Kotak Mahindra Bank official website, updated May 2026.*
Punjab National Bank
Punjab National Bank Education Loan supports your academic ambitions by financing higher education in India and abroad. Whether you are pursuing an undergraduate degree, postgraduate program, or professional course, this loan covers tuition fees, living expenses, and travel costs. With interest rates starting at 8.8% p.a. and a generous moratorium period, students can focus on their education without financial stress. **Key Benefits:** Key advantages include: generous moratorium period covering course duration plus one year, allowing you to start repaying after securing employment. The loan covers not just tuition but also living expenses, books, and travel for overseas studies. Co-borrower support ensures your family's financial health is not strained. Various government subsidies under schemes like CSBG (Central Sector Scheme of Interest Subsidy) are available for eligible students from economically weaker sections. **How to Apply:** The Punjab National Bank Education Loan is available to Indian students who have secured admission to recognized courses in India or abroad. You must be between 18 and 35 years, and a co-borrower (usually a parent or guardian) is mandatory for all education loans. Gather your admission letter, fee structure, academic records, identity proof, and income proof of the co-borrower. Submit these along with the application form at the nearest branch or online. The bank assesses the course, institution ranking, and co-borrower's profile before sanctioning. The loan covers tuition, living expenses (up to ₹1 lakh per year), and travel (for overseas). Funds are usually disbursed directly to the institution in tranches aligned with fee payment schedules. Processing takes 15-25 working days. *Source: Punjab National Bank official website, updated May 2026.*
Punjab National Bank
Punjab National Bank Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.7% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Punjab National Bank Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹18,000/month for salaried are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Punjab National Bank, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 5-10 working days, and funds are disbursed to your account upon approval. *Source: Punjab National Bank official website, updated May 2026.*
Sbi
Sbi Business Loan provides essential working capital and growth financing for self-employed individuals, entrepreneurs, and MSMEs. Whether you need funds to expand operations, purchase inventory, or manage cash flow, this collateral-free loan offers quick access to capital. With loan amounts up to ₹5 Crore and interest rates starting at 10.3% p.a., your business gets the financial boost it needs. **Key Benefits:** This business loan offers significant advantages: no collateral or property security required, removing the biggest barrier for MSMEs. The loan is processed quickly with minimal documentation for businesses with strong financials. Flexible repayment tenures up to 60 months help manage cash flow effectively. Working capital and term loan combinations are available for comprehensive financing. Balance transfer facilities let you consolidate existing debt at better rates. **How to Apply:** Sbi Business Loans cater to self-employed individuals, proprietors, partners, and companies with a business vintage of at least 2-3 years. You must be an Indian citizen aged between 18 and 70 with a minimum annual turnover as specified by the bank. Documentation includes PAN card, Aadhaar, business registration proof, last 3 years ITR with P&L and balance sheets, bank statements for 12 months, GST returns, and address proof. Submit these at the branch or through the bank's business banking portal. The bank evaluates your business financials, credit score, and cash flow patterns before sanctioning. Upon approval, funds are credited to your business account within 15-30 working days. *Source: Sbi official website, updated May 2026.*
Sbi
Sbi Car Loan enables you to drive home your dream vehicle with easy financing. Whether you are buying a new car or a well-maintained pre-owned vehicle, this loan covers up to 90% of the on-road price. With interest rates starting at 8.65% p.a. and flexible repayment options up to 7 years, purchasing a car has never been more convenient. **Key Benefits:** This car loan offers attractive benefits: high loan-to-value ratio covering up to 90% of the on-road price, meaning a lower down payment. Flexible tenure options from 12 to 84 months let you customize your EMI. Both new and used cars are eligible for financing. Fast processing, especially for existing bank customers, gets you behind the wheel quickly. Insurance coverage can be bundled with the loan for added convenience. **How to Apply:** To be eligible for the Sbi Car Loan, you should be between 21 and 70 years with a minimum monthly income of 18,000. Both salaried and self-employed individuals can apply, though salaried employees get more competitive rates. Apply online by filling the loan application form with your car details, upload the required documents including PAN, Aadhaar, income proof, and car quotation from the dealer. The bank verifies your documents and credit profile before approving the loan. Upon approval, the loan amount is disbursed directly to the car dealer, and you start repaying EMIs from the following month. Processing takes 3-7 working days for most applications. *Source: Sbi official website, updated May 2026.*
Sbi
Sbi Education Loan supports your academic ambitions by financing higher education in India and abroad. Whether you are pursuing an undergraduate degree, postgraduate program, or professional course, this loan covers tuition fees, living expenses, and travel costs. With interest rates starting at 8.65% p.a. and a generous moratorium period, students can focus on their education without financial stress. **Key Benefits:** Key advantages include: generous moratorium period covering course duration plus one year, allowing you to start repaying after securing employment. The loan covers not just tuition but also living expenses, books, and travel for overseas studies. Co-borrower support ensures your family's financial health is not strained. Various government subsidies under schemes like CSBG (Central Sector Scheme of Interest Subsidy) are available for eligible students from economically weaker sections. **How to Apply:** The Sbi Education Loan is available to Indian students who have secured admission to recognized courses in India or abroad. You must be between 18 and 35 years, and a co-borrower (usually a parent or guardian) is mandatory for all education loans. Gather your admission letter, fee structure, academic records, identity proof, and income proof of the co-borrower. Submit these along with the application form at the nearest branch or online. The bank assesses the course, institution ranking, and co-borrower's profile before sanctioning. The loan covers tuition, living expenses (up to ₹1 lakh per year), and travel (for overseas). Funds are usually disbursed directly to the institution in tranches aligned with fee payment schedules. Processing takes 15-30 working days. *Source: Sbi official website, updated May 2026.*
Sbi
Sbi Home Loan helps you realize your dream of owning a home. Whether you are buying a new flat, constructing a house on a plot, or renovating your existing property, this loan covers all your housing finance needs. With interest rates starting from 8.35% p.a. and repayment tenures extending up to 30 years, Sbi makes home buying affordable and convenient. **Key Benefits:** Key benefits include: extended repayment tenure of up to 30 years, reducing your monthly EMI burden. The loan covers up to up to 90% for loans up to ₹30 lakh of the property value, minimizing your upfront contribution. You can opt for either fixed or floating interest rates depending on your risk preference. Part-prepayment is allowed without any charges on floating rate loans, helping you close the loan faster. The process is transparent with no hidden charges. **How to Apply:** Eligibility for the Sbi Home Loan requires you to be between 18 and 70 years old with a regular income source. The loan amount depends on your income, property value, and creditworthiness, with banks offering up to up to 90% for loans up to ₹30 lakh of the property value. The application process involves property verification, technical assessment, and legal document scrutiny. Prepare documents including identity proof, income proof, property documents (sale agreement, title deed, NOC), and bank statements. Once approved, the loan amount is disbursed directly to the seller's account. Processing takes 15-30 working days depending on the property and applicant profile. *Source: Sbi official website, updated May 2026.*
Sbi
Sbi Personal Loan is an unsecured loan designed to meet your immediate financial needs. Whether you need funds for a wedding, home renovation, medical emergency, or travel, this loan offers quick access to capital without requiring any collateral. With competitive interest rates starting at 10.3% p.a., it is one of the most accessible financing options for individuals with a stable income. **Key Benefits:** The loan comes with several key benefits: no collateral or security is required, making it accessible to a wide range of applicants. The application process is entirely digital for existing customers, with instant approvals for pre-approved borrowers. Flexible repayment tenures ranging from 12 to 72 months allow you to choose a schedule that fits your monthly budget. Additionally, you can avail a top-up loan on your existing personal loan for additional funding needs. **How to Apply:** To apply for the Sbi Personal Loan, you must be an Indian citizen aged between 21 and 58 years with a regular income. Salaried individuals with a minimum monthly income of ₹15,000/month net income are eligible. Self-employed applicants need to show proof of business income through ITR and P&L statements. The application process is straightforward: visit the bank website or nearest branch with the required documents including PAN card, Aadhaar card, salary slips, bank statements, and Form 16. For existing customers of Sbi, pre-approved loan offers can be activated instantly through net banking or the mobile app. Processing typically takes 3-5 working days after document verification, and funds are disbursed to your account upon approval. *Source: Sbi official website, updated May 2026.*