DBS Bank India
DBS Bank India Limited is a wholly-owned subsidiary of DBS Group Holdings Ltd, headquartered in Singapore and regulated by the Monetary Authority of Singapore (MAS). DBS first started its India operations in 1994 as a branch of the Singapore-headquartered parent. Following the November 2020 amalgamation scheme approved by the Government of India, DBS Bank India acquired the operations of Lakshmi Vilas Bank (LVB) in a planned merger, transitioning DBS into a wholly-owned subsidiary with a strengthened domestic franchise of 500+ branches across metros, tier-2 cities, and key industrial hubs. DBS Bank India is licensed by the Reserve Bank of India (RBI) under the Banking Regulation Act, 1949, and is on the RBI's Second Schedule list of banks. The DBS Treasures Salary Account is the premium flagship salary product for senior corporate employees routed through a DBS corporate tie-up. Eligibility is typically tied to a minimum annual gross salary of ₹25 lakh, or a Total Relationship Value (TRV) of ₹30 lakh and above with the bank — meeting the DBS Treasures wealth programme threshold for India. The account is mapped to the DBS Treasures wealth programme, which gives access to a dedicated relationship manager, personalised investment advisory, priority servicing, and curated wealth solutions across deposits, mutual funds, insurance, and bonds. The account earns interest at 4.0% p.a. on the savings balance, in line with the DBS Treasures Savings Account rate card — among the highest in the salary account category. Account holders receive the DBS Treasures World Debit Card, an internationally accepted debit card that supports contactless payments, online transactions, and unlimited ATM withdrawals both in India and overseas. The card is issued on the Visa or Mastercard platform depending on the corporate tie-up, and offers free unlimited domestic airport lounge access at participating lounges in India — a premium perk reserved for high-tier relationship customers. The debit card supports dynamic currency conversion and offers competitive foreign currency mark-up rates for overseas usage, which is particularly useful for frequent travellers, NRI salary remitters, and senior employees with foreign-expense profiles. All domestic fund transfers are free and unlimited: NEFT, RTGS, and IMPS can be initiated through the DBS digibank mobile app and DBS iWealth digital channel with no per-transaction charges. Account holders also enjoy preferential Fixed Deposit (FD) rates of up to 0.50% above the standard DBS card rate, on tenures ranging from 12 months to 60 months, locked in at the time of FD booking. Up to 4 free add-on family debit cards — for spouse, parents, and children — can be issued on the same salary account, each with its own daily ATM and POS limit and its own free lounge access entitlement under the family-pooled scheme. On leaving the employer, the DBS Treasures Salary Account is auto-converted into a standard DBS Treasures Savings Account, retaining the account number, debit card, and wealth programme benefits subject to TRV maintenance, so existing investments, FDs, and standing instructions continue without disruption. Source: DBS Bank India official website, updated May 2026.
| Feature | Details |
|---|---|
| Interest Rate | 4% p.a. |
| Minimum Balance | ₹0 |
Review the eligibility criteria below. Most savings accounts require Indian residency, valid KYC documents, and a minimum age of 18 years.
Click "Apply Now", fill in your details, and complete KYC via Aadhaar eKYC, video call, or by uploading self-attested documents.
Once KYC is verified, your account is activated within 1–3 working days. You will receive your account number and can start transacting immediately.