Churning
Repeatedly applying for new cards for welcome bonuses.
18 July 2025
1 min read
Churning is the practice of applying for multiple cards over time to collect welcome bonuses, then closing or downgrading them to avoid annual fees.
Repeatedly applying for new cards for welcome bonuses.
Churning is the practice of applying for multiple cards over time to collect welcome bonuses, then closing or downgrading them to avoid annual fees.