How to Apply for the Axis Burgundy Private Credit Card in 2026

title: "How to Apply for the Axis Burgundy Private Credit Card in 2026" slug: how-to-apply-for-axis-burgundy-private-credit-card excerpt: "Apply for the ultra-premium Axis Burgundy Private Credit Card with unlimited lounge access and dedicated relationship manager. Income thresholds and walkthrough." category: how-to-apply tags:

• axis
• burgundy
• ultra-premium
• private-banking
• invite-only relatedCards:
• axis-burgundy-private heroImage: /images/guides/axis-burgundy.svg publishedAt: "2026-06-18T16:58:33.643Z"

The Axis Burgundy Private Credit Card is the most exclusive Axis card, reserved for Burgundy Private Banking customers. It offers unlimited domestic and international lounge access, 5 EDGE Miles per ₹100 on all retail spends, dedicated relationship manager, 24/7 concierge service, exclusive dining experiences, and a milestone voucher of ₹20,000 on spends of ₹20 lakh in a year. The annual fee is ₹30,000, the highest in the Axis portfolio.

Why this matters

Burgundy Private is the most rewarding Axis card. The 5 EDGE Miles per ₹100 on all categories with no restriction makes it the highest flat-rate earn Axis card. The unlimited lounge access, dedicated RM, and concierge are unmatched. The ₹30,000 annual fee is recovered in 4-5 international trips for moderate travellers.

Related cards

How to Apply for the Axis Burgundy Private Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Become a Burgundy Private Banking customer</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The Burgundy Private Credit Card is reserved for Burgundy Private Banking customers. To qualify, you need a minimum investable net worth of ₹5 crore or a minimum quarterly balance of ₹50 lakh in Axis accounts.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Build the relationship with Axis Bank</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Park 80% of your liquid net worth in Axis accounts for at least 12 months before applying. Hold an Axis demat account with active equity/debt investments, and use at least 3 Axis products.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Maintain a strong CIBIL profile</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Burgundy Private is offered to applicants with a CIBIL score of 780+. Maintain low credit utilisation (under 25%) and never miss an EMI.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Wait for the invitation</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Burgundy Private invitations are sent out by Axis&#39;s Burgundy team once a quarter. If you have an Axis Burgundy RM, ask them to recommend you.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Accept the invitation and complete the form</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The invitation contains a one-time link to the Burgundy Private application form. Complete it within 7 days. The form asks for your full name, PAN, address, employment details, and a personal declaration of assets.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Undergo in-person verification</h4>
    <p class="text-sm leading-relaxed text-ink-muted">An Axis Burgundy representative will visit your residence or office for in-person verification. Have your PAN, Aadhaar, and address proof ready.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Get the credit committee approval</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The Burgundy credit committee reviews your application. Approval takes 15–20 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Pay the joining fee and receive the card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, Axis will charge ₹30,000 + GST as the joining fee. The card is delivered in a sealed welcome kit. The dedicated RM and concierge team will contact you within 48 hours.</p>
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Common mistakes to avoid

Do not apply for Burgundy Private through third-party agents. Axis will not entertain any application that does not originate from an RM recommendation. The ₹30,000 annual fee is non-waivable in the first year.

Pro tips

• Talk to your Burgundy RM 12 months in advance to discuss eligibility
• Move FDs from other banks into Axis to increase your relationship value
• Use Reserve as a stepping stone — Burgundy Private is a 1-step upgrade path
• Always settle the bill in full each month

Frequently asked questions

Can I apply for Burgundy Private without an invitation?

No. Burgundy Private is invitation-only. There is no public application form.

What is the annual fee on Burgundy Private?

₹30,000 + GST. It is NOT waived on any spend target. The fee is non-refundable.

What is the minimum net worth for Burgundy Private?

Axis does not publish a fixed minimum, but most Burgundy Private cardholders have a minimum investable net worth of ₹5 crore and a quarterly balance of ₹50 lakh in Axis accounts.