How to Apply for the Axis Flipkart Credit Card in 2026

title: "How to Apply for the Axis Flipkart Credit Card in 2026" slug: how-to-apply-for-axis-flipkart-credit-card excerpt: "Apply for the co-branded Axis Flipkart Credit Card and earn 5% cashback on Flipkart, Myntra, and Cleartrip. Eligibility and full walkthrough." category: how-to-apply tags:

• axis
• flipkart
• cashback
• online-shopping
• lifetime-free relatedCards:
• axis-flipkart heroImage: /images/guides/axis-flipkart.svg publishedAt: "2026-06-18T16:57:29.285Z"

The Axis Flipkart Credit Card is a co-branded lifetime-free card for Flipkart users. It offers 5% cashback on Flipkart, Myntra, and Cleartrip, 4% on preferred merchants (Swiggy, Uber, PVR, etc.), 1.5% on all other online spends, and 1% fuel surcharge waiver. The card is targeted at Flipkart Plus members and is one of the strongest online shopping cards in the no-fee segment.

Why this matters

If you shop on Flipkart once a month, the 5% cashback recovers any alternative card's annual fee within 1-2 months. The 4% on preferred merchants covers dining, mobility, and entertainment, making the card a strong all-rounder for online spends.

Related cards

How to Apply for the Axis Flipkart Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Flipkart card eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹15,000. CIBIL score of 720+ is preferred.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Sign in to Flipkart and find the card page</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Open the Flipkart app → Profile → Credit Cards → Axis Flipkart Card. The page has an Apply Now button.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Pre-fill the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The form is pre-filled with data from your Flipkart profile (name, mobile, address). Confirm the data and add employment and income details.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">5</span>
    <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in Flipkart → Profile → Credit Cards → Track. Approval takes 5–10 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Receive the card and activate</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, the card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM by setting a 4-digit PIN.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use on Flipkart for 5% cashback</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card on Flipkart, Myntra, and Cleartrip to earn 5% cashback. The 5% is capped at ₹500 per month.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use on preferred merchants for 4%</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card on Swiggy, Uber, PVR, and other preferred merchants to earn 4% cashback. The 4% is capped at ₹500 per month.</p>
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Common mistakes to avoid

The 5% and 4% cashback are separately capped at ₹500 each. Going above either cap means the rest earns 1.5% only. The card does not earn 5% on Flipkart gift cards or wallet loads — those earn 1.5%.

Pro tips

• Consolidate Flipkart and Myntra spends on this card for maximum 5%
• Use the card for Swiggy and Uber to chase the 4% preferred merchant cashback
• Track the ₹500+₹1,000 monthly cap in the Axis mobile app
• Pair with a 5X online shopping card for non-preferred merchants

Frequently asked questions

Is Axis Flipkart lifetime free?

Yes. The card has no joining or annual fee. There is no fee waiver target.

What is the 5% cashback cap?

5% on Flipkart, Myntra, and Cleartrip is capped at ₹500 per month. 4% on preferred merchants is separately capped at ₹500 per month.

Does the 5X apply to Flipkart gift cards?

No. Flipkart gift cards and wallet loads earn 1.5% only.