How to Apply for the Axis Select Credit Card in 2026

title: "How to Apply for the Axis Select Credit Card in 2026" slug: how-to-apply-for-axis-select-credit-card excerpt: "Apply for the Axis Select Credit Card with 2X EDGE Miles on retail and 8 lounge visits a year. Income thresholds, eligibility, and walkthrough." category: how-to-apply tags:

• axis
• select
• premium
• lounge-access
• air-miles relatedCards:
• axis-select heroImage: /images/guides/axis-select.svg publishedAt: "2026-06-18T16:57:29.348Z"

The Axis Select Credit Card is a premium travel card with 2 EDGE Miles per ₹100 on all retail spends, 8 domestic + 4 international lounge visits per year, 1% fuel surcharge waiver, and a milestone voucher of ₹1,000 on spends of ₹1 lakh in a quarter. The annual fee is ₹3,000, waived on ₹2 lakh spends.

Why this matters

Select is the most balanced Axis premium card. The 2 EDGE Miles per ₹100 on all categories means even your grocery and utility bills contribute to your travel fund. The 8+4 lounge visits cover most moderate travellers, and the ₹1,000 quarterly voucher is a useful bonus.

Related cards

How to Apply for the Axis Select Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Select eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹35,000 for salaried. CIBIL score of 730+ is preferred.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Apply online via Axis Bank website</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Visit axisbank.com → Cards → Credit Cards → Select. Click Apply Now. The form is pre-filled if you are an existing Axis customer.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Provide your personal details, employment information, monthly income, and existing credit relationships.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Upload income documents</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Upload the latest 3 months&#39; salary slips and the last 6 months&#39; bank statement. Self-employed applicants must upload 2 years&#39; ITR with computation and Form 26AS.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Pay the joining fee and receive the card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, Axis will charge ₹3,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use for retail to chase the 2 EDGE Miles</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card for all retail spends to earn 2 EDGE Miles per ₹100. Track miles in the Axis mobile app.</p>
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Common mistakes to avoid

The 2 EDGE Miles is uncapped but excluded from EMI, cash advances, and fuel transactions. The 8+4 lounge visits are via Dreamfolks — register before your first travel.

Pro tips

• Use Select as your default card for all retail spends
• Pair with Axis ACE for bill payments and online shopping
• Register on Dreamfolks and link the card before your first trip
• Chase the ₹1,000 quarterly voucher by spending ₹1 lakh per quarter

Frequently asked questions

What is the annual fee on Select?

₹3,000 + GST, waived on ₹2 lakh spends in the previous 12 months.

How many lounge visits are included?

8 domestic + 4 international per year via Dreamfolks.

What is the EDGE Miles redemption rate?

1 EDGE Mile = ₹0.10. 10,000 EDGE Miles = ₹1,000 in flight value.