Skip to main content
Back to Blog
How to Apply for the Axis Vistara Credit Card in 2026

How to Apply for the Axis Vistara Credit Card in 2026

Apply for the co-branded Axis Vistara Credit Card and earn Club Vistara points on every spend. Eligibility, benefits, and full application walkthrough.

10 February 2026
4 min read

title: "How to Apply for the Axis Vistara Credit Card in 2026" slug: how-to-apply-for-axis-vistara-credit-card excerpt: "Apply for the co-branded Axis Vistara Credit Card and earn Club Vistara points on every spend. Eligibility, benefits, and full application walkthrough." category: how-to-apply tags:

  • axis
  • vistara
  • airlines
  • co-branded
  • lounge-access relatedCards:
  • axis-vistara heroImage: /images/guides/axis-vistara.svg publishedAt: "2026-06-18T16:57:29.365Z"

The Axis Vistara Credit Card is a co-branded airline card for Vistara (now merged with Air India) flyers. It offers 3 Club Vistara (CV) points per ₹200 on Vistara bookings, 1 CV point per ₹200 on all other spends, 2 domestic + 1 international lounge visit per year, and a milestone benefit of 1 free domestic ticket on spends of ₹1.5 lakh in a year. The annual fee is ₹1,500, waived on ₹1 lakh spends.

Why this matters

If you fly Vistara or Air India at least 4 times a year, the milestone benefit of 1 free domestic ticket recovers the annual fee. The 3 CV points per ₹200 on Vistara bookings is competitive among co-branded airline cards. The card is also useful for Air India flyers post the Vistara merger.

Related cards

Card: axis-vistara View Card

How to Apply for the Axis Vistara Credit Card in 2026

How to

How to Apply for the Axis Vistara Credit Card in 2026

Apply for the co-branded Axis Vistara Credit Card and earn Club Vistara points on every spend. Eligibility, benefits, and full application walkthrough.

Time: 15mCost: ₹1,500 (joining fee)

What you'll need

  • PAN
  • Aadhaar
  • mobile
  • Club Vistara membership
  • salary slips (if required)
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">1</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Check Vistara card eligibility</h4>
        <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹25,000. CIBIL score of 720+ is preferred.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">2</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Apply online via Axis Bank website</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Visit axisbank.com → Cards → Credit Cards → Vistara. Click Apply Now. The form is pre-filled if you are an existing Axis customer.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">3</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Provide your personal details, employment information, monthly income, and Club Vistara membership number (if any).</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">4</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">5</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 5–10 working days.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">6</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Pay the joining fee and receive the card</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Once approved, Axis will charge ₹1,500 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">7</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Use on Vistara bookings for 3 CV points</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Use the card on airvistara.com or the Vistara mobile app to earn 3 CV points per ₹200. Track points in your Club Vistara account.</p>
      </li>
      <li class="border-l-2 border-brand-primary pl-6 pb-6 last:pb-0 relative">
        <span class="absolute -left-[11px] flex size-5 items-center justify-center bg-brand-primary text-[10px] font-semibold text-white" aria-hidden="true">8</span>
        <h4 class="mb-1 text-base font-semibold text-ink">Chase the milestone of 1 free domestic ticket</h4>
        <p class="text-sm leading-relaxed text-ink-muted">Spend ₹1.5 lakh in a year to earn 1 free domestic ticket (capped at ₹7,000 base fare). Track progress in the Axis mobile app.</p>
      </li>
    

Common mistakes to avoid

The 3 CV points is only on direct Vistara bookings — partner airline bookings (Singapore Airlines, Lufthansa) earn 1 CV point. The 1 free domestic ticket is capped at ₹7,000 base fare and cannot be used during peak travel periods.

Ad slot: article

Pro tips

  • Use Vistara card only on airvistara.com to maximise 3 CV points
  • Link your Club Vistara membership in the Axis mobile app
  • Chase the annual milestone of 1 free domestic ticket
  • Pair with Axis Atlas for non-Vistara travel

Frequently asked questions

What is the annual fee on Vistara card?

₹1,500 + GST, waived on ₹1 lakh spends in the previous 12 months.

Does the 3 CV points apply to Air India?

Post the Vistara-Air India merger, the card is also valid on Air India bookings with the same earn rate.

What is the milestone benefit?

1 free domestic ticket (capped at ₹7,000 base fare) on spends of ₹1.5 lakh in a year.

Material Connection: Some of the links in this content may be affiliate links, meaning we may earn a commission at no extra cost to you if you apply through our links.

Share: