How to Apply for the ICICI Times Black Credit Card in 2026

title: "How to Apply for the ICICI Times Black Credit Card in 2026" slug: how-to-apply-for-icici-times-black-credit-card excerpt: "Apply for the ICICI Times Black Credit Card and earn 5X reward points on entertainment, dining, and shopping. Eligibility and step-by-step walkthrough." category: how-to-apply tags:

• icici
• times-black
• super-premium
• lounge-access
• lifestyle relatedCards:
• icici-times-black heroImage: /images/guides/icici-times-black.svg publishedAt: "2026-06-18T16:57:29.083Z"

The ICICI Times Black Credit Card is a super-premium lifestyle card co-branded with Times Group. It offers 5X reward points on Times brand spends (Times Prime, Marriott, Zoomin, etc.), 3X on dining, 2X on all retail, unlimited domestic lounge access, and 4 international lounge visits. The annual fee is ₹20,000, waived on spends of ₹10 lakh in the previous year.

Why this matters

Times Black is targeted at high-net-worth individuals who frequently travel, dine out, and use Times Prime. The 5X on Times brand is unmatched — no other card pays 5% on Marriott or Times Prime. The unlimited domestic lounge access alone recovers the annual fee within 6 visits.

Related cards

How to Apply for the ICICI Times Black Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Times Black eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹2 lakh for salaried. CIBIL score of 780+ is preferred. Self-employed applicants need a minimum annual income of ₹35 lakh.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Apply through ICICI NetBanking</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Visit icicibank.com → Cards → Credit Cards → Times Black. The page has an Apply Now button. Pre-qualified customers see a 1-click apply option.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Times Black variant and number of supplementary cards.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Upload income documents</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Upload the latest 3 months&#39; salary slips, last 6 months&#39; bank statement, Form 16, and recent Form 26AS. Self-employed applicants must upload 2 years&#39; ITR with computation and business proof.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Wait for credit committee approval</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Times Black applications are reviewed by ICICI&#39;s super-premium credit committee. Approval takes 10–15 working days. The decision is communicated via SMS and email.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Pay the joining fee and receive the card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, ICICI will charge ₹20,000 + GST as the joining fee. The card is delivered within 5 working days. Activate it via IVR, iMobile Pay, or at any ICICI ATM.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Register on Times Prime and link the card</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Times Black requires a separate registration on Times Prime to unlock the 5X multiplier on Times brand spends. Complete the registration within 7 days of card activation.</p>
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Common mistakes to avoid

Times Black is invitation-only for new customers. The public application form is only shown to pre-qualified customers. The 5X on Times brand is capped at 20,000 points per month.

Pro tips

• Talk to your relationship manager 6 months in advance to discuss Times Black eligibility
• Use the card for Marriott, Times Prime, and other Times brand spends to chase the 5X multiplier
• Pair with the ICICI Emeralde for dining and entertainment
• Plan to spend ₹10 lakh to waive the ₹20,000 annual fee

Frequently asked questions

What is the annual fee on Times Black?

₹20,000 + GST, waived on ₹10 lakh spends in the previous 12 months.

Is Times Black invitation-only?

Yes. New customers must be pre-qualified by ICICI to see the public application form. Existing ICICI super-premium customers can apply directly.

What is the 5X multiplier cap?

5X on Times brand is capped at 20,000 points per month, which is equivalent to ₹8,000 in cashback.