How to Apply for the IndusInd Tiger Credit Card in 2026

title: "How to Apply for the IndusInd Tiger Credit Card in 2026" slug: how-to-apply-for-indusind-tiger-credit-card excerpt: "Apply for the lifetime-free IndusInd Tiger Credit Card with 5X reward points on fuel and travel. Eligibility, benefits, and full application walkthrough." category: how-to-apply tags:

• indusind
• tiger
• lifetime-free
• fuel
• travel relatedCards:
• indusind-tiger heroImage: /images/guides/indusind-tiger.svg publishedAt: "2026-06-18T16:57:29.711Z"

The IndusInd Tiger Credit Card is a lifetime-free fuel and travel card with 5 reward points per ₹100 on fuel and travel, 1 reward point per ₹100 on all other retail, 1% fuel surcharge waiver, and 1 free domestic lounge visit per year. The card is targeted at users with a 4-wheeler who travel moderately.

Why this matters

IndusInd Tiger is the highest-reward lifetime-free card for fuel and travel. The 5X on fuel and travel is competitive with paid cards. If you spend ₹5,000/month on fuel and ₹10,000/month on travel, the 5X gives you 750 points/month, redeemable for ₹750 in cashback.

Related cards

How to Apply for the IndusInd Tiger Credit Card in 2026

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    <h4 class="mb-1 text-base font-semibold text-ink">Check Tiger eligibility</h4>
    <p class="text-sm leading-relaxed text-ink-muted">You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹20,000. CIBIL score of 720+ is preferred.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Apply online via IndusInd website</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Visit indusind.com → Cards → Credit Cards → Tiger. Click Apply Now. The form is pre-filled if you are an existing IndusInd customer.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete the application</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Provide your name (as on PAN), PAN, Aadhaar, mobile, email, address, employment details, and monthly income.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Complete Aadhaar eKYC</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Submit and track</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Submit the form. The 12-digit application reference is shown. Track status in the IndusInd app. Approval takes 5–10 working days.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Receive the card and activate</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Once approved, the card is delivered within 5 working days. Activate via IVR, IndusInd app, or at any IndusInd ATM by setting a 4-digit PIN.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use the card for fuel and travel</h4>
    <p class="text-sm leading-relaxed text-ink-muted">Use the card at any fuel station and for travel spends to earn 5 reward points per ₹100. The 5X is uncapped — no monthly cap.</p>
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    <h4 class="mb-1 text-base font-semibold text-ink">Use the 1 free lounge visit</h4>
    <p class="text-sm leading-relaxed text-ink-muted">The card includes 1 domestic lounge visit per year via Dreamfolks. Register on Dreamfolks and link the card before your first travel.</p>
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Common mistakes to avoid

The 5X is uncapped but only on direct fuel and travel spends. The 1 free lounge visit is via Dreamfolks — register before your first travel. The 1% fuel surcharge waiver is in addition to the 5X — you earn rewards on the full transaction value.

Pro tips

• Use Tiger for all fuel and travel spends to maximise 5X
• Track the 1% fuel surcharge waiver in the IndusInd app
• Register on Dreamfolks and link the card before your first trip
• Pair with IndusInd Platinum Aura for everyday spends

Frequently asked questions

Is IndusInd Tiger lifetime free?

Yes. The card has no joining or annual fee. There is no fee waiver target.

What is the 5X cap?

5X on fuel and travel is uncapped. There is no monthly cap.

Does the 5X apply to online travel portals?

Yes. The 5X applies to direct fuel and travel, including online travel portals.