Question 1

What is the IFSC code SURY0000012?

Accepted Answer

IFSC SURY0000012 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Chembur branch of Suryoday Small Finance Bank in Mumbai, Maharashtra. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC SURY0000012?

Accepted Answer

IFSC SURY0000012 belongs to Suryoday Small Finance Bank, Chembur branch located in Mumbai, Maharashtra. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC SURY0000012 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC SURY0000012 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Chembur branch?

Accepted Answer

The MICR code for the Chembur branch of Suryoday Small Finance Bank is 400757003. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC SURY0000012 different from other Suryoday Small Finance Bank branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Suryoday Small Finance Bank), the last six characters uniquely identify the Chembur branch. Every Suryoday Small Finance Bank branch in Mumbai and across India has a different IFSC.

SURY0000012

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Mumbai

Banking Products at Suryoday Small Finance Bank

Frequently Asked Questions