Question 1

What is the IFSC code UBIN0540978?

Accepted Answer

IFSC UBIN0540978 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the R.o.baroda branch of Union Bank Of India in Baroda, Gujarat. Use this code for NEFT, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC UBIN0540978?

Accepted Answer

IFSC UBIN0540978 belongs to Union Bank Of India, R.o.baroda branch located in Baroda, Gujarat. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC UBIN0540978 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC UBIN0540978 supports NEFT, IMPS, UPI. Check with your bank if the transfer type you need is enabled for this branch. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the R.o.baroda branch?

Accepted Answer

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink. The MICR for the R.o.baroda branch is not currently listed in the RBI IFSC master — please check your cheque book or passbook.

Question 5

Is IFSC UBIN0540978 different from other Union Bank Of India branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Union Bank Of India), the last six characters uniquely identify the R.o.baroda branch. Every Union Bank Of India branch in Baroda and across India has a different IFSC.

UBIN0540978

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Baroda

Banking Products at Union Bank Of India

Frequently Asked Questions