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Best credit card for cashback on everyday spends with no annual fee

Tarun Raman

Asked 26 Apr 2026

12

Looking for a zero-annual-fee credit card that gives solid value on Amazon purchases. My spends are around ₹75,000/month.

1 Answer

16
Parvati Dwivedi·28 Feb 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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