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Best credit card for Flipkart shopping under ₹60,000 annual fee

Rohit Wagh

Asked 10 Jun 2026

21

Please recommend a credit card with annual fee under ₹60,000 that excels at fuel. I prefer Visa/Mastercard over RuPay for wider acceptance.

2 Answers

Accepted
11
Daksh Garg·5 Apr 2026

The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.

2
Teja Tiwari·16 May 2026

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

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