Best credit card for utility bill payments under ₹2,00,000 annual fee
Puneeth Yadav
Asked 20 Apr 2026
3
Please recommend a credit card with annual fee under ₹1,00,000 that excels at bill payments. I prefer Visa/Mastercard over RuPay for wider acceptance.
1 Answer
Accepted
17
Hardik Modak·7 Jun 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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