HDFC Bank MoneyBack Plus Credit Card reward points value in rupees — is it really worth it?
Kala De
Asked 11 Apr 2026
I have accumulated a few thousand reward points on my HDFC Bank MoneyBack Plus Credit Card. What is the actual rupee value when redeemed against statement, and is it better to redeem for flights or merchandise?
2 Answers
On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.
On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.
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