How to close a HDFC Bank credit card permanently?
Ritika Philip
Asked 17 Jun 2026
-2
I want to close my HDFC Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
1 Answer
7
Ahana Bhowmick·26 Feb 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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