How to close a Standard Chartered credit card permanently?
Jyothika Munda
Asked 5 Mar 2026
I want to close my Standard Chartered credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
2 Answers
Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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