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How to get annual fee waived on Axis Flipkart Credit Card?

Janhvi Gadre

Asked 22 Apr 2026

25

I just received my Axis Flipkart Credit Card and noticed the annual fee is ₹500.00. What is the minimum spend required to get it waived? Does wallet load / EMI count?

1 Answer

Accepted
15
Mahesh Awasthi·28 Mar 2026

I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.

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