How to increase credit limit on ICICI Bank credit card?
Sneha Brahmbhatt
Asked 4 Mar 2026
I have been using my ICICI Bank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
2 Answers
I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
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