How to increase credit limit on ICICI Bank credit card?
Allu Sundaram
Asked 19 May 2026
27
I have been using my ICICI Bank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
1 Answer
Accepted
13
Saurav Sahu·5 Mar 2026
Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.
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