How to increase credit limit on SBI Card credit card?
Axar Bala
Asked 26 May 2026
I have been using my SBI Card credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
2 Answers
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I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
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