How to read my Kotak Mahindra credit card statement
Sneha Ramaswamy
Asked 30 Apr 2026
4
I just received my first Kotak Mahindra credit card statement. Can someone explain the key sections — total amount due, minimum due, billing cycle, and grace period?
1 Answer
Accepted
-1
Rashi Dudi·13 May 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
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