Is Amex SmartEarn Credit Card worth the ₹{fee} annual fee?
Vanya Jha
Asked 2 Mar 2026
19
I'm comparing Amex SmartEarn Credit Card with a couple of other cards in the same price bracket. Is the rewards rate and lounge access good enough to justify the ₹0.00 annual fee for someone whose monthly spend is ₹50,000?
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