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What happens if I pay only the minimum amount due on my credit card?

Lalitha Dahiya

Asked 8 Mar 2026

27

I cannot pay the full outstanding amount this month. What are the financial consequences if I pay only the minimum due on my HDFC Bank credit card?

1 Answer

Accepted
4
Mahesh Pai·30 Mar 2026

The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.

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