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What is the forex markup fee on Indian credit cards?

Jacqueline Jaiswal

Asked 6 Mar 2026

-2

I travel abroad twice a year. Which Indian credit cards have the lowest foreign currency markup fee for international transactions?

1 Answer

0
Vikram Acharya·27 Feb 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

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