Which credit card gives the highest cashback on online shopping?
Tovino Tiwari
Asked 19 Apr 2026
-1
I spend around ₹25,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
1 Answer
Accepted
7
Malathi Yadav·8 May 2026
On the annual fee — most premium cards waive it if you spend ₹1.5L to ₹3L in the previous year. Wallet loads (Paytm, Amazon Pay balance) usually DON'T count. But utilities, fuel, and grocery do. Spend pattern matters more than absolute number.
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