Which credit card gives the highest cashback on online shopping?
Hemalatha Sen
Asked 22 Mar 2026
27
I spend around ₹60,000/month on Amazon, Flipkart and Myntra. Which credit card offers the best flat cashback on online shopping?
2 Answers
Accepted
2
Girish Vemuri·5 Jun 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
15
Sai Pallavi Chandel·17 Jun 2026
I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.
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