Which is the best credit card in India for dining and restaurants in 2026?
Sameer Choudhury
Asked 12 Mar 2026
I am looking for a credit card mainly for Flipkart shopping. My monthly income is around ₹75,000 and I prefer no annual fee if possible. Which card should I apply for in 2026?
2 Answers
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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