Utilities
See how inflation erodes purchasing power over time and what future expenses will cost in today's rupees.
The Inflation Calculator on FinWiz24 is a browser-only, product-agnostic tool. Inputs stay on your device; no value is sent to a server unless you explicitly submit a follow-up form. The widget is paired with a plain-language explanation of the formula, a worked example, and a short FAQ so you can validate the result yourself before acting on it.
Rates, thresholds, and exemptions used inside the widget are sourced from the Reserve Bank of India (reference rates and FBIL benchmarks), the Ministry of Statistics and Programme Implementation (CPI), and the Income Tax Act, 1961 (Section 10(13A) read with Rule 2A for HRA). Each utility is re-verified quarterly and the “Last reviewed” date is published on the page.
Compare EMIs across different loan amounts, interest rates, and tenures side-by-side. Make data-driven decisions when choosing between multiple loan offers.
Calculate how much loan you can afford based on your income and existing obligations. Know your eligibility before applying for any loan.
Calculate your real return on investment after inflation. Know your actual purchasing power gain, not just the nominal percentage.
Calculate how quickly your investments double — the Rule of 72 made precise. See how long it takes at different rates of return.
Primary sources
Rates, formulas, and thresholds are sourced from RBI reference rates, MoSPI CPI, and the Income Tax Act, 1961 — not third-party blogs.
Verification
Re-verified quarterly and on every RBI or Income Tax notification. Last review: 3 June 2026.
Privacy
Inputs stay in your browser. We do not store or share the values you type into the widget. No login required.
Disclaimer: Indicative and educational. Your actual rate, exemption, or future cost may differ from the widget output. Always cross-check high-stakes decisions with your bank, a chartered accountant, or the latest government notification.