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Simple cards for first-timers

ICICI Platinum Credit Card

ICICI Bank · Lifetime free
IDFC FIRST Classic Credit Card

IDFC First Bank · Lifetime free
Kotak 811 Dream Different Credit Card

Kotak Mahindra Bank · Lifetime free
SBI Unnati Credit Card

State Bank of India · ₹499/yr

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Disclaimer: FinWiz24 is an independent editorial publication. We may earn a commission when you apply for a credit card through links on our site, at no extra cost to you. Our reviews and comparisons are based on thorough research and do not constitute financial advice. Always read the issuer's terms and conditions carefully before applying for any credit card.