Trick 6 min read
Stack Welcome Bonuses Across Multiple Cards Apply for cards strategically to earn signup bonuses worth ₹10,000–₹30,000 in the first year.
By Jay Dodiya · 24 March 2026
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Credit card tricks
Practical, ethical ways to squeeze more value from your cards — within issuer terms.
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Trick 5 min readEarn Rewards on Rent Payments Using Smart WorkaroundsRent payments via credit card usually earn zero rewards. These 3 methods change that.
By Darshil Chauhan · 22 July 2026
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Trick 3 min readUse Credit Card Purchase Protection for Extended WarrantyMany premium cards extend manufacturer warranty by 1–2 years. Most cardholders never claim it.
By Gautam Chauhan · 2 July 2026
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Trick 5 min readTransfer Hotel Points to Airlines for Maximum ValueHotel loyalty points are worth more when transferred to airline miles. Here's the optimal ratio.
By Harshil Vaja · 12 June 2026
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Trick 4 min readMaximise Grocery Rewards with Category-Specific CardsGrocery MCCs earn reduced rewards on most cards. These 4 cards are the exceptions.
By Darshil Chauhan · 23 May 2026
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Trick 5 min readUse EMI Wisely to Earn Rewards on Large PurchasesConverting large purchases to EMI often forfeits rewards. Here's how to keep them.
By Rahul Godeshwar · 3 May 2026
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Trick 4 min readConvert Insurance Premiums into Reward Earning SpendsInsurance payments earn zero rewards on most cards. Use these methods to earn instead.
By Gautam Chauhan · 13 April 2026
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Trick 3 min readClaim Airport Lounge Access Before It ExpiresComplimentary lounge visits reset on card anniversary, not calendar year. Time your trips accordingly.
By Jiyan Kazi · 4 March 2026
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Trick 5 min readUse Utility Bill Payments on the Right Card for 5X RewardsMost cards exclude utility bills from rewards. These 6 cards reward them at the standard rate or better.
By Harshil Vaja · 12 February 2026
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Trick 4 min readSplit Large Fuel Fills to Maximise Surcharge WaiverThe 1% fuel surcharge waiver has a per-transaction cap. Split your fill to stay under it and save more.
By Jay Dodiya · 23 January 2026