American Express
Amex Business Platinum Credit Card
Premium corporate card for business travel
1.4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
This card is offered by invitation only, so you cannot apply for it directly.
Annual fee
Fee not published
Reward rate
1.4x
Min. income
Not published
Forex markup
Not published
Lounge access
Yes
Eligibility
Not published
Reward cap
Utility category rewards capped
Welcome benefit
Voucher worth INR 10,000 on INR 30,00,000 yearly spends, plus a MakeMyTrip voucher worth INR 15,000 on INR 2,00,000 of…
Amex Business Platinum maps in India to the Platinum Corporate Card: 1 MR point per Rs 140, Global Lounge Collection, and no publicly fixed annual fee.
Who is this for
- Business spender
- Frequent traveller
What we like
- Complimentary airport lounge access
Issuer
Headquarters
Gurugram, Haryana
Established 1972
Toll-free
1800-419-3344Website
www.americanexpress.com/en-inRewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | Earn 1 point on every Rs 140 spent on all business expenses except utility (utility rewards capped) | Utility category rewards capped | — |
| TRAVEL | 2X Membership Rewards points when booking directly on the Air India website or app; no enrolment, unlimited | — | — |
Benefits
-
Global Lounge Collection Highlight
Complimentary access to 1,400+ lounges including Centurion Lounges, Priority Pass membership valued at US$429, and 30+ domestic partner lounges in India
-
Spend milestones
Voucher worth INR 10,000 on INR 30,00,000 yearly spends, plus a MakeMyTrip voucher worth INR 15,000 on INR 2,00,000 of international flight or hotel spends
-
Hotel and rental status
Complimentary Marriott Bonvoy Gold Elite status, Taj Epicure Plus membership, Fine Hotels + Resorts privileges, and Hertz Gold Plus Rewards with 15% off worldwide
-
Business travel insurance
Platinum Protection business travel insurance underwritten by ICICI Lombard, subject to policy terms and exclusions
Eligibility
- Documents
- Company-sponsored issuance under Amex India's Corporate Card programme; interest is raised via a Request-a-callback business application rather than a retail apply flow. Corporate pricing is negotiated per employer programme, so no public fee is listed.
Rewards
- ALL: Earn 1 point on every Rs 140 spent on all business expenses except utility (utility rewards capped) (Cap: Utility category rewards capped)
- TRAVEL: 2X Membership Rewards points when booking directly on the Air India website or app; no enrolment, unlimited
Benefits
- Global Lounge Collection: Complimentary access to 1,400+ lounges including Centurion Lounges, Priority Pass membership valued at US$429, and 30+ domestic partner lounges in India
- Spend milestones: Voucher worth INR 10,000 on INR 30,00,000 yearly spends, plus a MakeMyTrip voucher worth INR 15,000 on INR 2,00,000 of international flight or hotel spends
- Hotel and rental status: Complimentary Marriott Bonvoy Gold Elite status, Taj Epicure Plus membership, Fine Hotels + Resorts privileges, and Hertz Gold Plus Rewards with 15% off worldwide
- Business travel insurance: Platinum Protection business travel insurance underwritten by ICICI Lombard, subject to policy terms and exclusions
Eligibility
Company-sponsored issuance under Amex India’s Corporate Card programme; interest is raised via a Request-a-callback business application rather than a retail apply flow. Corporate pricing is negotiated per employer programme, so no public fee is listed.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: American Express. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
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