Question 1

What is the IFSC code SURY0000045?

Accepted Answer

IFSC SURY0000045 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Kirkitwadi branch of Suryoday Small Finance Bank in Pune, Maharashtra. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC SURY0000045?

Accepted Answer

IFSC SURY0000045 belongs to Suryoday Small Finance Bank, Kirkitwadi branch located in Pune, Maharashtra. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC SURY0000045 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC SURY0000045 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Kirkitwadi branch?

Accepted Answer

The MICR code for the Kirkitwadi branch of Suryoday Small Finance Bank is 411757509. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC SURY0000045 different from other Suryoday Small Finance Bank branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Suryoday Small Finance Bank), the last six characters uniquely identify the Kirkitwadi branch. Every Suryoday Small Finance Bank branch in Pune and across India has a different IFSC.

SURY0000045

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Pune

Banking Products at Suryoday Small Finance Bank

Frequently Asked Questions