Question 1

What is the IFSC code SURY0123456?

Accepted Answer

IFSC SURY0123456 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Seawoods Back Office branch of Suryoday Small Finance Bank in Thane, Maharashtra. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC SURY0123456?

Accepted Answer

IFSC SURY0123456 belongs to Suryoday Small Finance Bank, Seawoods Back Office branch located in Thane, Maharashtra. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC SURY0123456 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC SURY0123456 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Seawoods Back Office branch?

Accepted Answer

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink. The MICR for the Seawoods Back Office branch is not currently listed in the RBI IFSC master — please check your cheque book or passbook.

Question 5

Is IFSC SURY0123456 different from other Suryoday Small Finance Bank branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Suryoday Small Finance Bank), the last six characters uniquely identify the Seawoods Back Office branch. Every Suryoday Small Finance Bank branch in Thane and across India has a different IFSC.

SURY0123456

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Thane

Banking Products at Suryoday Small Finance Bank

Frequently Asked Questions