Question 1

What is the IFSC code UBIN0540897?

Accepted Answer

IFSC UBIN0540897 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Eda Cochin - Cochin branch of Union Bank Of India in Ernakulam, Kerala. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC UBIN0540897?

Accepted Answer

IFSC UBIN0540897 belongs to Union Bank Of India, Eda Cochin - Cochin branch located in Ernakulam, Kerala. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC UBIN0540897 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC UBIN0540897 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Eda Cochin - Cochin branch?

Accepted Answer

The MICR code for the Eda Cochin - Cochin branch of Union Bank Of India is 682026016. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC UBIN0540897 different from other Union Bank Of India branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Union Bank Of India), the last six characters uniquely identify the Eda Cochin - Cochin branch. Every Union Bank Of India branch in Ernakulam and across India has a different IFSC.

UBIN0540897

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Ernakulam

Banking Products at Union Bank Of India

Frequently Asked Questions