Question 1

What is the IFSC code UBIN0554154?

Accepted Answer

IFSC UBIN0554154 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Karamana branch of Union Bank Of India in Trivandrum, Kerala. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC UBIN0554154?

Accepted Answer

IFSC UBIN0554154 belongs to Union Bank Of India, Karamana branch located in Trivandrum, Kerala. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC UBIN0554154 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC UBIN0554154 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Karamana branch?

Accepted Answer

The MICR code for the Karamana branch of Union Bank Of India is 695026007. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC UBIN0554154 different from other Union Bank Of India branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Union Bank Of India), the last six characters uniquely identify the Karamana branch. Every Union Bank Of India branch in Trivandrum and across India has a different IFSC.

UBIN0554154

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Trivandrum

Banking Products at Union Bank Of India

Frequently Asked Questions